I’m not of a superstitious person, but I have to admit I might switch teams if this keeps happening.

This weekend, my friend Sarah was visiting from out of town. As part of her sightseeing tour, we stopped into a Tibetan Buddhist shop–there are a ton of them in my college town. I saw they had a wall of incense, and knowing I needed to buy some, I picked out a fragrance called “abundance.” It smelled good and I thought “what the hell, it can’t hurt.”

We came home and I burned it, then weird money things started happening to me:

1. I finally decided to switch banks, and found I could get the same services I had been charged $6/ month for at Wells Fargo at Washington Mutual for FREE.

2. I decided I needed some longer-term savings accounts, and found ING, which gives over 150% higher returns on savings accounts and certificates of deposit than WAMU.

3. I was reading up on personal finance and found free money! ING is giving referral bonuses to new accountholders. They’ll give me $25 for opening an account and saying this guy referred me.

4. I decided to open an account at Sharebuilder and found out that for $25, they will give you a $25 check to invest plus a ton of free informational goodies to teach me about investing, including The Automatic Millionaire by David Bach and a one-year subscription to Money magazine. I figure after reading this stuff, I will be well-equipped to invest my money intellegently.

5. I called my insurance company to change my address and ended up saving over $170 a year by changing my address and raising my collision deductable by a mere $250.

6. I went shopping for clothes with my friend, and got an amazing 3 pairs of jeans and 2 shirts for only $150. What’s even better: I paid cash, which I hadn’t done in years. It felt terrific paying cash, knowing that I bought what I could afford, and that I paid it off without incurring any interest. That night my friend and I went to a party and everyone said I looked great. Awwww…

Life after bankruptcy is good.